Navigating the Workers’ Compensation Process – A Guide for Injured Workers
1. Steps After an Injury:
Seek Immediate Medical Attention: Prioritize health and safety by getting medical care promptly.
Notify Employer: Inform the employer about the injury as soon as possible.
Complete Claim Form: Fill out and return the DWC 1 claim form to the employer to start the process.
2. Understanding Benefits:
Medical Treatment: Covers all necessary medical services related to the injury.
Temporary Disability: Provides wage replacement if unable to work temporarily.
Permanent Disability: Compensates for lasting impairments.
Supplemental Job Displacement: Offers retraining opportunities if unable to return to the previous job.
Death Benefits: Supports dependents in the event of a work-related death.
3. Dealing with Disputes:
Medical Disputes: Utilization Review and Independent Medical Review processes address disagreements over treatment.
Legal Disputes: The Workers' Compensation Appeals Board resolves conflicts regarding benefits and claims.
4. Rights and Responsibilities:
Worker Rights: Access to medical care, wage replacement, and legal representation.
Worker Responsibilities: Reporting injuries promptly, following medical advice, and cooperating with the claims process.
Learn more by visiting the DWC.